Bukopin Shutter 20% Profit Growth This Year

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PT Bank Bukopin target net profit growth of 20% by the end of 2013. Last year, Bukopin profit of Rp 834.7 billion.

With growth of 20%, then the expected profit to Rp 1 trillion. To sustain these targets, Bukopin will perform additional service network and launch new products for the SME business segment, commercial and consumer.

The strategy is targeted to encourage the growth of interest and non-interest income in the range of 20%. The Company is also targeting growth in Third Party Funds (TPF) by 20% and credit growth of 15%.

“Bukopin will add network services in some cities, such as branch office, branch office or cash office,” said President Director of Bank Bukopin Glen Glenardi in a press release on Monday (04/08/2013).

Bukopin currently has 420 service points or outlets consisting of 36 branch offices, 107 branch offices, 136 cash offices, 87 micro offices, 42 payment points and 8 retrieval service (pick-up service). The outlets spread across 22 of the total 33 provinces in Indonesia.

Bukopin service network is also supported by online bank payment point (PPOB / point on-line banking services) 15,000 spread across urban and rural areas. This service is supported by information technology networks and real time on-line.

“For SMEs and micro segments, Bukopin will gradually increase one step process for channeling loans, which is still dominated by the two-step distribution pattern channeling,” added Glen.

Bukopin will also increase capacity and other non-interest income as Swamitra Program, Remittance, Trade Finance, Loan Syndication and Bank Guarantee. Promo savings program with prizes such as cars, motorcycles and gadgets as well as deposit program with a variety of advantages such as cost-free and can be withdrawn penalty whenever the main attraction of the products issued by private banks which had stood since 1970.

“With the addition of service point and the consumer base, Bukopin will continue to improve the performance in 2013. Earnings growth target of 20%, a credit of 15% and amounted to 19.92% asset growth will be achieved in 2013, “said Glen.

Profit Down 22.71 Percent Mortgage

Light bulbs in a row with one being on, large group of people with a few moving to the light.

Mortgage PT (Persero) first half net profit in 2013 amounted to Rp718 billion, a decrease of 22.71 percent over the same period in 2012 amounted to Rp929 billion.
“The decline in net profit slump triggered by the price of gold in the International market,” said the Director of Mortgage Finance, Agus Dwi Pramoedya, on the sidelines of the show “Pawn Gebyar Bazar”, in Jakarta on Thursday.
According to him if at the beginning of January 2013 the price of gold reaches approximately 1,483 U.S. dollars per troy ounce, but in June 2013 was in the range of 1,300 U.S. dollars per troy ounce.
According to Dwi, due to the decline in gold prices is continuous then the company had earmarked Rp 400 billion by the end of 2013 in anticipation of the continued decline in prices.
“Spare us prepare to face the potential loss. If the gold price does not go up until the end of 2013, it was forced to take action” for sale “to the collateral. Yagn So the loss was covered by reserves,” he said.
He explained that the decline in gold prices greatly affect the performance of the Mortgage, as appropriate business enterprise is dominated by gold pawn portion that currently account for about 97 percent.
“Mortgage loan disbursement will face obstacles if the thirst of gold continued to decline until the end of the year,” he said.
Despite a decline in net profit expressed Dwi, but in terms of revenue Pawnshop still posted gains.
“During the first semester of 2013, revenue reached Rp 4 Pawn, 1 trillion, up 6.5 percent over the same period of 2012 amounted to Rp3, 8 trillion,” he said.
Likewise, assets, until June 2013 grew about 13 percent to around Rp33 trillion, from the previous Rp29 trillion.
He said, gold pawn business until June 2013 the company was able to print revenue of Rp46 trillion, soaring from about Rp43 trillion previously.
The same time, revenue-based sharia pawning gold reached 6 trillion, up 8.6 percent from the previous Rp 5, 5 trillion.
Truly said Dwi, Pawnshop business as a whole still increase,

Green Car Production Could Reach 75 Thousand Units

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Industry Minister Mohamad Suleman Hidayat, said the production of environmentally friendly cars cheap (low cost green car) this year could reach 75 thousand units. »Less than 75 thousand units, but I am optimistic that it can produce for it,” he said at the office of the Coordinating Ministry for Economic Affairs, Monday, July 8, 2013.
Hidayat said that if it can produce at full capacity, the LCGC Indonesian market is estimated to reach 300 thousand units a year. Until now, he said, there are some manufacturers who already produce LCGC as a stock. But, he could not be sure how many cars that have been produced.
Regarding the price, Hidayat sure that the limit price of USD 95 million off the road not to burden the manufacturers. According to him, the benchmark price of a maximum selling price. Prices may increase or decrease based on the addition features such as transmissions or if manufacturers develop new technologies. »There’s still space price, for transmission problems 15 percent, if new technologies develop 20 percent. Later clever-clever businessman only in counting, “he said.
Earlier, President Director of Astra Daihatsu Motor, Sudirman, estimates it could produce a green car 40 thousand units this year. The amount of 40 thousand units include, Toyota Agya and Daihatsu Ayla. Daihatsu aims to sell 3 thousand units per month.
Previously, the government has issued Government Regulation No. 41 of 2013 on taxable goods belonging to a Luxury Vehicle. The rule provides incentives luxury sales tax deduction (GOODS) some types of cars with specific fuel consumption. Jutlak Kemenperin a rule derived from the PP.
Luxury sales tax exemption incentives given to cars with a maximum engine capacity of 1200 cc with fuel consumption of at least 20 kilometers per liter. Tax exemption also applies to manufacturers of motor vehicle diesel / semi diesel with a maximum engine capacity of 1,500 cc and fuel consumption of at least 20 kilometers per liter. In addition, there are incentives for low emission vehicles (Low Cost Emission / LCE) with fuel consumption in the range of 20-28 kilometers per liter.

Lenovo embraces 10.5% PC Market Indonesia

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JAKARTA – Despite some predictions stating the market share of personal computers (PCs) will be eroded as the onslaught of tablets and smartphones, but Lenovo still showing significant growth. Company, received double-digit market share for the first time in Indonesia.

According to IDC Asia Pacific, Lenovo grabbed a market share of 10.5 percent in the first quarter of 2013 (April-June). This shows that the company recorded a growth of 4.3 percent from year to year.

“Indonesia is a key to our market. Because the new computer penetration five percent, and its market is still huge. Many Indonesian people are accessing the Internet from mobile phones and even still go to internet cafes (cafe),” said Chief Operational Officer of Lenovo Indonesia Sandy Lumi

Regarding the position of the other PC vendor Lenovo, Country General Manager Lenovo Indonesia Rajesh Thadani explained, there are five vendors that play in the realm of PCs globally, the Levono with 16.7 percent market share, Hewlett-Packard (HP) 16 per cent, 12 per cent of Dell , Acer 8 percent, 6 percent and Asus.

“Lenovo is the market leader in the realm of PCs globally and we will continue to innovate, and launch a variety of strategies to improve growth,” said Thadani.

Then, in addition to aggressive in PCs, Lenovo will also continue to expand into the realm of PC +. Based on reports fiscal ended March 2013, the company grabbed 5.9 percent market share for ‘Smart Connected Devices’.

“Lenovo is currently the number two smartphone manufacturers in China, as well as tablets, the PC market in the world big enough +. Inevitably, 10 percent of our revenue comes from smartphones,” said Thadani.

In Indonesia alone, Lumi calls, PC sales reached 5.5 million units, 11 million smartphones, and tablets 2.9 million per year. “Smartphones grew 10 percent and in the next two years is projected to surpass sales of tablet PCs,” said Lumi.

“Market + PC as large as the PC. Due to the large number of people in Indonesia. Yet again the majority of them are still using feature phones and smartphones will be moving to. Even though with tablets,” said Lumi.

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Commodity price doldrums, Uno Uno Corporate Profit Drops 65%

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Saratoga Investama Tbk PT Federal International (SRTG) made a profit of Rp 188.34 billion in the first half of 2013, down 65% when compared to the same period last year of Rp 539.61 billion. The fall in profits due to weak performance in the subsidiary coal and palm oil sector.

“Weakness in the coal and palm oil sector makes to the weakening performance,” said President Director of Saratoga Uno Uno S in Jakarta, Thursday (08/01/2013).

The Company recorded revenue of Rp 1.165 trillion in the first six months of this year, revenue rose compared to the previous year in the same period to Rp 1.138 trillion.

Load reduced income from Rp 1,063 to Rp 1,038 trillion trillion at the end of June 2013. So the gross profit and operating profit growth is still positive.

The company’s net profit could decline due to other expenses are quite high, especially because of the performance of subsidiaries in the coal sector and palm oil weakened.

Saratoga continued to invest in three key sectors to drive economic growth in Indonesia with a long-term outlook is very positive.

“By providing long-term benefits, Saratoga will continue to contribute to Indonesia and the wider community,” Uno added.

One of the company’s subsidiary in the consumer sector, PT Mustika Pinasthika Mitra Tbk (MPMX), earned revenues of Rp 6.78 trillion, contributed by higher sales of motorcycles in East Java and East Nusa Tenggara.

Sales volume increased by 26% to 447,578 units in the first half of 2013 compared to 355,758 units in the same period a year earlier. It is also supported by MPM automotive rental business, which rose 74%, from 6,995 units in the first half of 2012 to 12,104 units in the first half of 2013.

While the sector PT Tower Bersama Infrastructure Tbk (TBIG) won pendapatam surge by 96% This is caused by the growth of a significant tenant of organic growth and through acquisitions, from 8,584 tenants as of June 2012 to 15 277 tenants in June 2013.

In line with the increase in revenues, gross profit TBIG also been increased by 98% in the first half of 2013.

Saratoga Investment in PT Lintas Marga Sedaya

Come Enjoy Good EMC Indonesia Industrial Properties

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Industrial properties are very excited. Many buildings, malls, apartments and housing built everywhere.

Passion that turns a positive impact on EMC storage players. For the second quarter of this year, EMC has also enjoyed the delicious Indonesian property industry.

“One of the significant business (growth) is not in the leading sectors such as telecommunications and banking, but the property industry is hot. Many transactions. Also in the financial and telecommunications industries, “said Adi Rusli (Country Manager, EMC Indonesia) on the achievement of the company ahead of time to break the fast together in Jakarta yesterday (07/30/2013).

Adi insisted, EMC revenue spearhead Indonesia remains the financial and telecommunications sectors. “But there is a rising industrial properties (growth) with demand virtualization to cloud storage consolidation,” he explained.

Compared to the first quarter of this year, said Adi, EMC’s total revenue in the country grew by 8.2%. “It should be bigger,” said Adi. Greater constraints on growth, he said, is not economic factors. “But because many projects are backed up to the third quarter. Usually January to July slowed somewhat, “he explained.

For storage business, said Adi, achieving EMC in the first half of 2013 grew 24% compared to the same period last year. While in total, EMC revenue in Indonesia for the first half of this year grew 25.4% compared to the first half of 2012.

Citing data from research institutions IDC for the first quarter of 2013, Adi mentioned that the EMC is now sitting in third. “In Indonesia, EMC is not number one,” he admitted. “But there is a significant growth. First, four years ago, EMC no ranking (in Indonesia), “he explained.

Currently, there are about EMC focuses on the business of big data, cloud and security. EMC’s business is divided into the field of storage, virtualization and Pivotal (big data). Confused what is Pivotal? Pivotal is a new platform, where all the virtualized infrastructure and presented as a service (service) and complete control through software. Pivotal is a new business entity EMC, the EMC’s ownership of 60%, 20% and 10% GE VMware.

Charlotte-area home prices rise 7.1% in May

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Charlotte-area yearly home price gains slowed in May for the first time in 11 months – a sign that the local housing market might be cooling off.

The closely watched Standard & Poor’s Case-Shiller indexes, released Tuesday, showed prices of existing Charlotte homes increased 7.1 percent from a year ago, down from April’s year-over-year increase of 7.3 percent.

On a national level, average home prices have returned to spring 2004 levels, according to Case-Shiller. Across 20 U.S. cities, May home prices rose 12.2 percent, their largest yearly increase since March 2006, but remain about 25 percent below June-July 2006 peaks.

While the data show the local and national housing sector is healthier than during the depths of the downturn, David Blitzer, chairman of the Index Committee at S&P Dow Jones Indices, said U.S. home price growth isn’t expected to stay at current levels.

“I don’t think we’re going to sustain double-digit annual rates of increase over the long haul,” he said in a phone interview. “Over the next year to year and a half, the rate of increase is going to slow down for almost all the cities.”

In Charlotte, home prices have been rising as inventory shrinks and brokers report some listings resulting in competing bids. A year ago, Charlotte brokers say, competing bids would have been virtually unheard of.

Existing Charlotte-area homes are also selling faster than they were a year ago, according to the Charlotte Regional Realtor Association. In June, it took 93 days on average for a home to sell, a decline of 16 percent from June 2012.

Despite signs of a strengthening market, some Charlotte sellers have had to lower prices this summer after failing to attract buyers.

Such reductions are helping to keep price increases in check.

Mark DuPont, 68, listed his home in the Downs Grant neighborhood for $247,500 July 6, but has since slashed that to $237,500.

“It was way overpriced for the area,” DuPont said Tuesday. “I really thought I would get more interest than I did.”

After lowering the price and putting the home on the local multiple listing service, he’s getting more inquiries, he said. Since last week, there have

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